A Rare 4-Bedroom Two-Story with All Bedrooms Upstairs (Plus USDA Financing Potential)
Located in the growing community of Huxley, Iowa, this well-maintained two-story home offers something buyers are constantly searching for—but rarely find at this price point: all four bedrooms on the second level.
If you’ve been looking for a home with a functional layout, modern features, and small-town charm with easy access to Ames and Ankeny, this one deserves your attention.
✨ Why This Home Stands Out
4 bedrooms all located on the second level (rare layout)
2.5 bathrooms
Over 1,500 square feet of finished living space
Finished lower level for additional living or flex space
Backyard deck with no direct rear neighbors
Located in the Ballard Community School District
Potential eligibility for USDA financing (zero down for qualified buyers)
Open Concept Main Floor Designed for Everyday Living
As you step inside, you’re welcomed by a spacious living room filled with natural light and highlighted by a stylish accent wall. The open layout allows for easy flow between the living room, kitchen, and dining area—perfect for both everyday living and entertaining.
The kitchen features:
Ample cabinet storage
Tile backsplash
Center island that doubles as an eating space
A convenient half bathroom rounds out the main level.
A Layout Buyers Are Actively Searching For
One of the most desirable features of this home is its four-bedroom second level layout—a setup that’s increasingly hard to find, especially under $340K.
Upstairs you’ll find:
A spacious primary suite with private bathroom and walk-in closet
Three additional bedrooms
A full bathroom
Upper-level laundry for added convenience
This layout is ideal for families, buyers who want everyone on the same level, or those looking for long-term functionality.
Finished Basement + Extra Living Space
The finished lower level adds valuable flexibility to the home, featuring:
Additional living or rec space
Durable LVP flooring
Egress window
Whether you need a second living area, home office, or playroom, this space gives you options.
Outdoor Space with Added Privacy
Step outside and enjoy a backyard designed for both relaxation and entertaining:
Backyard deck
No direct backyard neighbors, offering extra privacy
Homes with this level of privacy at this price point are hard to come by.
Location: Small-Town Feel with Big Convenience
This home is ideally located in Huxley, offering a quieter lifestyle while staying close to everything you need:
Minutes to Ames, Iowa
Easy access to Ankeny and Des Moines
Close to Berhow Park
Located within the highly rated Ballard School District
Huxley continues to grow in popularity for buyers who want more space, value, and community without sacrificing convenience.
USDA Financing Opportunity (Zero Down Potential)
One of the biggest advantages of this home is its location in an area that may qualify for USDA financing.
👉 This means eligible buyers could purchase with zero down payment, making homeownership more accessible—especially for first-time buyers or those looking to keep more cash in their pocket.
Schedule a Showing
Homes with 4 bedrooms all on the second level, a finished basement, and USDA financing potential don’t come up often in this price range.
If you’ve been waiting for the right home—this could be it.
👉 Schedule your private showing today
Working with the right agent matters. The Hokel Real Estate Team specializes in helping buyers navigate the Huxley, Ames, and Ankeny markets with confidence, strategy, and local expertise.