Dreaming of owning a home in Iowa? You don’t have to cover the down payment alone! Explore programs from the Iowa Finance Authority and local cities that offer grants or loans to help you get into your first home.

Buying a home in Ankeny doesn’t always mean coming up with a massive 20% down payment. In fact, many buyers purchase with as little as 3%, and some programs even allow for 0% down. On a median-priced home in Iowa, that can mean the difference between saving nearly $45,000 or just a few thousand. Better yet, Ankeny buyers may qualify for grants and down payment assistance through the Iowa Finance Authority or local programs, which can make homeownership more accessible than many expect.

Want Help Getting Started?

Your next steps:

1. Get pre-qualified by a lender that participates in IFA programs

2. Look up USDA eligibility for your dream neighborhood

3. Take a free homebuyer education course (required for IFA assistance)

Need help finding an IFA-approved lender or calculating what you qualify for? Reach out, we’re happy to guide you through the process.

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